Successful Business Man

Tips To become a successful Business Man.

Success doesn’t mean you have lot of Money

“Doing business isn’t for the faint of heart. It’s for the brave, the patient, and the persistent. It’s for the overcomer.” This anonymous quote perfectly describes the character of a successful small business owner. It takes more work than most people realize and you have to be willing to plow through when the going gets tough. Whether you’re thinking about opening an ice cream shop or your own consulting firm, business owners need to be determined, open-minded thinkers willing to dive headfirst into the unknown.

Know The Techniques of Money Management

It is important for any entrepreneur that he should know about the money management skills. He should correctly know the facts that where money should be invested, where the finance need to be invested. He should be effectively managing all money and finances.

Keep In Mind The Rules of Boosting Your Profit

To become a successful and top entrepreneur, you should know the tactics of boosting the profits for your business. Your business should not be laid back on a lethargic growth rate and graph, you have to keep on devising and introducing ways of increasing the profit.

Remain Passionate

This golden rule is followed by all successful and top entrepreneurs, you have to remain passionate. If there is no passion in your personality, then you cannot survive in this field of entrepreneurship.

Learn about Stress Management

These budding entrepreneurs should learn about the field of stress management more and more! We know that this entrepreneurship field is filled with a lot of stress and tension elements, so it is important for that person to learn the ways of managing stress.

Keep on Increasing Your Productivity Efficiency

you have to keep on and continue yourself to increase the productivity efficiency of your business. Your business growth rate should never and ever get lazy and stopped, it should continue to get higher.

Keep Your Mind Composed

Your mind has to remain composed if you are working in this field, the minute you will get out of control or any entrepreneur will lose his patience level then your business profit line will also get down.

Know Your Strengths and Weaknesses

It is essential for the entrepreneur that he has to know about his strengths and weakness lines. You have to identify your plus points and then further make them stronger. Work on your weak points and make then as your plus points too.

Develop the Potential of Transforming Your Failure Into a Win

That person can only become a successful entrepreneur if he knows how to transform his failures into a win! Do not worry about the failures and just convert those failures into positive situations.

Remain Adaptable to Change

this field of entrepreneurship, it will continue to change, so you have to remain adaptable. You have to make your personality in a way that it readily adapts and absorb the changes taking place in this field.

10 Tips to Become a Successful Business Owner

  • Be passionate about what you are doing.
  • Surround yourself with people that will challenge you, not “yes men”
  • Appreciate your people.
  • Always consider your customer’s point of view.
  • Be a value to your suppliers.
  • Appreciate your competitors.
  • Have an exit strategy.
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Tips for Hiring

Tips for Hiring a Local Real Estate Agent

Everyone dreams of a better place of living. Whether you buy or sell a new house; an agent’s knowledge is always better. Expert’s estate agents can help you to sell the house at the best possible price. Hiring a professional is beneficial for you as well as the professional. You sell your property while agents earn more profit. Agents can make a deal and transaction timely.

No one knows the commercial and market demand of a place more than a real estate agent. They can make or break the purchase and sale of your house easily. Besides, it is essential to maintain housing documents and agents prove great helpers in this regard. If you are looking for a house to purchase or you have to sell your house, you may have questions in mind, instead of wasting time why not call a local realtor.

To solve your queries and to make your transactions on time, read this article to have a quick fix deal. The need and competition for realtors always remain strong because the demand for contractors has been increasing 6% yearly. Check out these 10 tips to hire professional local estate agents.

  1. Prefer Loyalty

The era of competition creates a lust for money in everybody’s heart. Thus, to find a loyal guide is not much easy. To sell or purchase your house at reasonable rates, you should meet the criteria of realtors. Here loyalty means that the agent focuses on the customer’s benefit rather than his profit.

Sometimes greed overcomes and people misguide you instead of giving good advice. Therefore, for hiring any contractor try to choose the one who has the power to sacrifice commission for buyer and seller’s best interest. It doesn’t mean paying less than they deserve. The main concern is that you shouldn’t get forced to pay more only for personal interest.

  1. Discuss with Advocate

Buying and selling a home is not an easy task. Either your house is at a commercial site or in a residential area, discussing the whole case with an advocate is always appreciated. Do not haste while choosing an agent just because you have to pay them. Real Estate Agents have experience with different locations, prices, and market value. Therefore, select the one who guides you the best and is an expert in goal achievement. 

An expert can guide you better than your friends or coworkers.  To handle documents and official papers, you need a real estate agent. City local site is offering the best agents’ services to sell or buy your houses. To have the right decision, hire anyone to save your time and make a perfect deal.

  1. Negotiate With Dealer

It is well said that; speak so I can judge your skills. It is the responsibility of agents to help you in every possible way. Hiring city local contractors will assist you in multiple ways like legal documentation, paperwork, and inspection too. Therefore, it is essential to have a meetup with them either online or face to face. You should not blindly trust an advisor unless you analyze. 

You may have questions in mind like how much time it will take? Or how transactions carry on? Do not hesitate to ask freely and negotiate to clear every single query. 

  1. Analyze Expertise

Local realtors are experts in making and dealing with housing agreements. Before hiring them, interview them, and check for their expertise. If you hesitate in the discussion, do not worry about the City local’s realtors assisting you in dealing. Make a list of questions and your requirements and proceed with the interview. Later, narrow down the list and choose the best.

Do not hesitate, handle it as you are going to hire and employ who will work for you.

  1. Take Opinion From Several Realtors 

Before finalizing one, make your mind to negotiate and discuss the main idea with several realtors too. Do not rely on the first choice. It is advised to sit and discuss the property type you want to sell with realtors and take their opinions as well. You need the one who can make your dream come true. 

Therefore, recruit the one who can price the property at the best market price.

  1. Previous Experience

Experience matters a lot. When you’re taking the interview, make sure to ask what they’ll do for you? How much time and cost the process will take, etc? Moreover, what are their previous experiences, and what are their niche? 

Local realtors are preferred as they deeply know the market price and dealing tricks. Lookup for their experience and expertise area.

  1. Take Reviews or Feedback

You can take information for the best realtors via the state’s licensing board. On the website, they have mentioned the pros and cons of hiring agents. Many realtors have their sites where they upload the reviews and services. You can read reviews from prior customers and make a wise decision.

So before finalizing, make sure to visit the site, their services, and clients’ reviews as well.

  1. Licensing and Certification

Buying and selling property is not a simple process. This is legal work performed by professionals where they have to deal with official documents. So it is necessary to choose wisely. Besides, be conscious of the certified realtors. Do not enter into the trap of decisive ones. Check for the testimonials as professionals display reviews and testimonials to value their worth.

  1. Look for Their Plan

At Citylocal, realtors assure you to assist you in planning the best marketing plan. You may not know the exact value of your property but our expert will help you to deal in the best way. Do not worry if you are unable to sell your home or property timely, as trained realtors are ready to help you. 

  1. Prefer Quality Over Quantity

Do not ignore the newbies, as they might lack the skills to handle complex tasks. Moreover, ask for how long they have been in the business and in dealing with matters. You should hire the one who provides you quality work, best-negotiating skills, and timely transactions without delay. 

If you realize that the realtor is forcing you, try the second option. Many others prefer to work and guide the best rather than commission.

Conclusion

In conclusion, above were the top ten tips for hiring a reliable estate agent. Make sure to take them into account when buying/selling your property. Moreover, do your research as well and not just rely on the realtor’s knowledge.

Have a receptive mind and keep an eye on agents as well so that they know you’re watching their steps.

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Home Loans

Have you ever dreamed of having a house of your own where you would be under no obligations to follow certain fixed rules? Have you ever dreamed to cut off those shackles binding you and live peacefully in your humble abode? Have you ever considered loaning a certain amount from the bank for your home but then feared being enslaved by the banks or felt the necessity to get advice from an expert? If you happen to possess similar bees buzzing in your bonnet, then here is the solution for you.

To secure a loan from a bank, you have to be eligible for it. The eligibility criteria usually revolve around your salary and your service duration and the fact that you are a Pakistani. Secondly, the amount you want to loan and the duration you can pay off the loaned amount. The third factor remains the debt to equity ratio. Since various banks have various standards according to which they operate, providing people with services that vary from bank to bank similarly banks do have different conditions when it comes to lending money.

The eligibility criteria include the borrower being a resident of Pakistan and aged between 21 to 65 years. He must be a salaried individual or a businessman and if salaried the minimum salary should be PKR5000 for Govt. Employees, PKR10,000 for other salaried persons and PKR 15,000 for businessmen or self-employed. The service duration stands at 2 years for salaries and 3 years for business categories.

Standard Chartered Bank

Habib Bank Limited

Bank Alfalah

National bank Of Pakistan

Mentioned above are the updated details from banks holding out a helping hand to people, who intend to buy a house on their own. It is to be noted that Interest is haram (prohibited) in Islam and getting involved in such transactions is considered equally bad. With the inflation prevailing throughout our country and the merger salaries offered by the companies, even the religious are sometimes found to be getting along with the things prohibited.

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Islamabad gets new Buses

The Islamabad administration is all set to launch two environment-friendly electric feeder buses for Green and Blue Line metro services.

DA Chairman Amer Ali Ahmed made the announcement during a meeting with all the board members of the authority. As per the details available in news reports, the project’s been tentatively called “Islamabad Bus Service.” It will comprise 30 buses initially and 64 stops (stations). The service will cover the following routes:

  • Soan Interchange to Faisal Masjid
  • Bhara Kahu to Faiz Ahmed Faiz Metro Bus Station
  • Tarnol Railway Station to N-5 Metro Bus Station

The tentative schedule for Islamabad Bus Service is from Monday to Friday 6:30 am to 9 pm; on Saturday and Sunday, it will run from 8 am to 10 pm. Timings are subject to change.

CDA will ensure the implementation of stringent security measures for the passengers of Islamabad Bus Service, as well as the provision of toilets and snack shops. As for the buses, they’ll be air-conditioned with a seating capacity of 70 people; there will also be priority seats for women and differently-abled people. 

Islamabad Bus Service is expected to be open to the public in December

According to details, the newly procured electric buses will transport passengers towards the Green, Blue lines metro terminals. The Green Line service will operate from Bhara Kahu (Jillani Stop) to the Pakistan Institute of Medical Sciences (Pims).

The Capital Development Authority (CDA), passengers will be picked up from Bhara Kahu (Attal Chowk) for the Green Line service whereas passengers will be picked up from PWD for the Blue Line service.

As per officials, the construction work of bus stations on both routes is in progress and will be completed in August.

However, CDA is planning to launch both bus services soon as a nonstop express service (from Bhara Kahu to Pims and from Koral to Pims). The bus services will currently operate on regular routes along with normal traffic.

CDA said that it will construct separate and designate corridors for Green and Blue lines in the future.

It is pertinent to mention here that for the fiscal year 2022-23, the federal government earmarked funds amounting to Rs1,500 million for both services.

Metro bus

The Rawalpindi-Islamabad Metro bus serves Islamabad and its twin city, Rawalpindi. The metro service is yet to cover the entire city, so reaching some areas of Islamabad using the Metro bus is not possible. The metro bus Islamabad route is constantly expanding, and will eventually cover the whole of Islamabad. The approximately 25 km-long metro bus can also help residents travel from Islamabad to Rawalpindi. Metro bus opened its doors to residents in 2015, and further work is ongoing to offer further convenience.

Initially, 60 buses formed the fleet for the Metro bus, with eight buses added down the line. Each bus spans 18 meters, and the buses run between 14 stations in the city. The central route spans from the Secretariat station to IJP road, covering a distance of around 14 km, while the metro bus routes extend to Rawalpindi.  More than 100,000 people use this service on a daily basis.

Fare

Buying a one-way ticket allows you to avail the Metro Islamabad for one hour and 15 minutes. If you stay on beyond that time, you will have to pay extra.

If you use a Metro bus card, you can pay a one-time cost for your complete trip, i.e. up to three journeys, thanks to the integrated fare policy. As per the policy

  • A single journey costs PKR 15
  • Two journeys cost PKR 20
  • Three journeys cost PKR 25

The time available for each transfer is up to 30 minutes. You will have to tap your card at the exit point before 30 minutes in order to benefit from the discount. 

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What to look for in a House?

Location, price tag, and square footage are not the only factors that should influence your decision when buying a family home. 

Apart from the design elements that are mandatory for your convenience and comfort, it is also important to think ahead and pinpoint the features that will ensure a quality lifestyle for you and your loved ones in the future. If you are hoping to grow your family in the coming years, you may want to take another look at your house-hunting checklist and reevaluate your non-negotiables and nice-to-haves. 

If you already have a young one running around the house or are planning to start a family in five or so years, here are a few things you should take into account when narrowing down your search for an optimally functioning home.

Whether you are buying a house for the first time or planning to upgrade your residence to accommodate your growing family, here are the top features that you should look for.

Ideal Neighborhood

With or without children, the right neighborhood can make all the difference when buying a house. Needless to say, once you have a family, your lifestyle can change rather drastically. Therefore, you may want to live in a neighborhood that offers easy access to at least a few well-reputed schools. In addition, consider searching for gated communities with an abundance of parks and recreational spaces that will keep your family entertained and active. You may also want to live close to family and friends who can visit or help out when need be.

Logically, densely populated areas are generally more convenient as you are likely to find many amenities and facilities without having to travel too far. However, on the flip side, such neighborhoods tend to be rather loud and busy. You would probably also have to deal with traffic congestion and lack of public parking spaces while living in crowded areas. Some of the things that need to be kept in mind are low crime rates, easy access to playgrounds, low-speed limits, and a community-centric lifestyle.

Convenient layout

Children may be small in size, but they certainly require a lot of space. 

If you are wondering what to look for in a family home, consider adding additional bedrooms to your checklist. As your kids grow, they will want their own space to study, play, and relax. Alternatively, you can look for a property that you can expand with time. For example, if you buy a single-story house, you can always construct a new portion on the rooftop in the future. However, please make sure to read the housing society’s bylaws before proceeding with such projects.

Another feature to keep in mind when buying a family home is an open kitchen and living room, which would allow you to keep an eye on your young ones as they play or watch television. Moreover, consider looking for a property with a small backyard or a garden where you can set up a set of swings or create a play area for your children.

Storage space

One of the most important things to do before buying a house is to determine if it has adequate storage space. Children’s clothes, toys, books, food, utensils, and other stuff take a lot more space than most people realize. Therefore, if you want to keep your space as clean and organized as possible at all times, you should consider purchasing a home that has an abundance of storage spaces. 

Apart from closets, a family home should ideally have a pantry to store kitchen essentials, a separate storeroom, and built-in bookcases that can also make your place look sleek and visually appealing. From additional drawers and cabinets in the kitchen to extra shelves in the bathroom, you will need every bit of storage space in a home filled with kids.

Child-friendly staircase

Generally, single-story houses are ideal for small families. After all, who would want to climb an entire flight of stairs, several times a day, while holding their baby? 

However, if you end up buying a one-unit or double-story house, please make sure to pay special attention to the width and height of the stairway. In addition, please determine if the railing is sturdy enough to hold a person’s weight if they were to lose their footing while trudging up the stairs.

Since one of the top things to look for in a family home is its safety features, homebuyers must ensure the staircases in their future home are wide enough to accommodate a baby gate. Please remember that winding and steep stairways flanked by spindled railings on both sides won’t allow you to install a baby gate. You should also properly secure carpets or runners to your stairs to avoid any accidents. Similarly, it may be a good idea to choose a house with a well-lit staircase. 

Easy entrance

This is yet another thing people must keep in mind when buying a house for the first time. 

If you are planning to start a family soon, please make sure to buy a home with a stroller-friendly entrance that doesn’t require you to climb a set of stairs to get inside. Although many may not realize it, pushing a stroller through stairs whenever you leave the house can become quite tiresome. Similarly, hauling it back inside while carrying a baby in your arms could be just as difficult.

Therefore, one of the top things to look for in a family home is if it has a wide enough door to accommodate your stroller. Moreover, it is a plus point if a property has additional storage space near the entrance where you can keep your stroller when it is not being used

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Top Real estate Trends In Pakistan

Top Real estate Trends In Pakistan

Pakistan is now home to some of the world’s fastest and most rapidly growing property markets. Many of the country’s major cities have now turned into hotbeds of property investments. Following the footsteps of other developed countries, Pakistan is working on strategies to adopt sustainable models in its key metropolitan areas to prevent sprawling.

The vision of vertical cities is absolutely in line with the sustainable development strategies. It emphasizes the need for intelligently planned high-rise developments to make the most optimal use of the available land in a crowded city, preserving the natural environment in its surroundings.

All these developments have triggered a major real estate investment shift from plots to high-rises and other sustainable housing projects, paving the way for new and well-planned property trends that are going to modernize the cities we live in.

High-Rise Buildings

Since development authorities in Karachi, Lahore, and Islamabad, Pakistan’s three most economically active cities, now allow high-rise construction, the skylines of these metropolises are rapidly transforming. The Lahore Development Authority (LDA) issued new guidelines favoring the construction of high-rises in urban centers. It was followed by another major development when Rawalpindi Development Authority (RDA) issued similar amendments for its jurisdiction.

An increase in high-rise construction has also benefited the construction and development sector. People who deal in raw materials are getting more business and laborers, architects, and engineers are getting new employment opportunities. The real estate sector of Pakistan is also gearing up for the development of skyscrapers. Buildings crossing the height of 150 meters require ingenious construction and design solutions.

Karachi’s skyline is dotted with many high-rise buildings and it is the very first city in Pakistan to host multiple completed and under-construction skyscrapers.

Mixed-used Developers

The concept of mixed-used builders has also been one of the most famous real estate trends in Pakistan in recent years. As the name suggests, it is a type of real estate development that hosts intelligently planned commercial, residential, and sometimes even corporate complexes under one roof.

Mixed-use complexes are usually found in the country’s vast and bustling urban centers of major metropolitan areas. Another very of the country’s vast and bustling urban centers of major metropolitan areas is the availability of indoor facilities and a secure environment.

Gated community


Along with high-rise apartments and mixed-use developments, the concept of gated residential communities is also thriving in Pakistan. Housing projects of Bahria Town in different parts of the country have converted the deserted suburbs of some of the major cities into serene yet ultramodern residential settlements. It won’t be wrong to say that Bahria Town in Karachi, Lahore, and Islamabad has laid the foundation of an ultramodern gated community living in Pakistan.

Keeping in view the increasing popularity of the concept of gated housing societies in the country, many investors and stakeholders have now shifted their focus towards this new and rapidly emerging property trend. 

Villa-style housing society

Gone are the days when only large mansion-type living spaces were categorized as villas. Paying heed to sustainable development and construction practices, the size of homes has shrunk in recent years. Making the most intelligent use of living space, villa-style homes are now being constructed in almost every other housing scheme across the nation. 

To ensure world-class and aesthetically pleasing urban arrangements, most of these housing units in a particular residential scheme have the same size and are uniformly designed with contemporary layouts.

It could be a one-level or a multiple-story structure surrounded by state-of-the-art neighborhood amenities. In some of the major Pakistani cities, small-sized villas are now being included in well-planned gated communities to offer a luxurious and modern-day living experience on a budget.

Townhouses

The concept of a townhouse, which is often referred to as a townhome, is not new. Many different countries around the world have been building townhouses for centuries. However, this property trend is relatively new to our country. 

The very basic concept of a townhouse goes perfectly in line with sustainable urban development. This type of property has a small footprint but to offer more living space, it features multiple stories. Many new housing developments in the country are now introducing townhouses.

They not only give a residential scheme an ultramodern look but also promote the concept of community living. For instance, there could be dozens of such small-sized housing units on a single street, resulting in a more connected and socially active neighborhood. 

Townhouses planned with today’s architectural techniques feel no less than villa homes, especially if they boast grand layouts and contemporary finishes. Budget-friendly yet comfortable, a townhouse in a gated community could be a perfect abode for a small family.

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AUTHENTIC INVESTMENTS

Authentic Investment

Investment is the process of turning your cash into an asset. Real estate is the best kind of investment among other categories as land never loses its value and is known for giving a good return in terms of sales and other benefits. Some of them are real estate is not taxed which means the number of properties you own is not taxed and that saves you a lot every year as well as the prices of that property go up every day.

After you buy a stock, you hold it for a period of time and hopefully sell it for a profit. The success of the stock depends on company management and their corporate success, which is out of your control. In contrast, real estate investments are directly under your control. Though you can’t control demographic and economic changes or acts of God, you can control many things relating to the physical property and tenants. With good management of your overall real estate portfolio, you can tangibly improve the value of your investment and build wealth.

Real estate is one of the few assets that reacts proportionately to inflation. As inflation goes up, housing values and rents go up. Though real estate, in general, is a good hedge against inflation, rental properties that are released every year are especially effective, since monthly rents can be adjusted upward in inflationary periods. For this reason alone, therefore, real estate is one of the best ways to hedge an investment portfolio against inflation.

When we think about the investment the first thing to ring in our mind is our home. There are many modern-day housing schemes under development as well as developed. There are many investment opportunities in today’s world providing luxurious facilities on a friendly budget as the population is increasing on a high rise. The demand for housing projects is increasing and new housing societies are emerging from dusk with rapid development. Owning a roof over your head is a necessity and has become a basic need.

There are many opportunities in housing schemes but before investing your hard-earned cash into any of those there are some basic things you need to check and verify. Firstly, you have to check if the document files are legit and not tempered with. Secondly, you need to check for their NOC. NOC is a no objection certificate which states that the land upon which the society is established is legally owned by them and not occupied land and thus the society is legal. Then do a background check on their developers and their previous projects. After verifying these three main things it’ll be safe to say that it’s a good investment opportunity.

Another type of investment is in commercial projects. With the sudden rise in residential projects, we have noticed a rise in commercial projects as this is a basic necessity and a daily need for the people of society. Commercial investments give a higher return than residential investments in terms of both sales and rental. If you’re looking for an investment opportunity with a high return and monthly income, then the commercial investment is the best kind for you.

When you start investing, it can be difficult to understand everything you need to know to make a profit. Many types of investments rely on abstract concepts and complex algorithms, which are especially difficult to understand. Real estate, on the other hand, involves the purchase of physical property and most people are familiar with real estate to some degree. Investing in real estate can be much easier to understand.

Like all investments, real estate has advantages and disadvantages. The best real estate investors leverage both the advantages and disadvantages to increase profits.

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Population and its effect on Economy

Population and its effect on the Economy

The population is referred to as the inhabitants of a specific place. The population of any place has many effects on the economy. As the population increases, it can have both a positive and a negative impact on the economy. All that depends on how the related authorities control it. They can make the best out of it and make the economy thrive if they make the proper steps at the proper time but if they make even the slightest mistake, they can end up crashing the economy. It plays a major role as the bases of an economy relies on the pillar of population.

The current population of Islamabad is 1.5 Million and increasing as people from all over the country come to this capital to find work and make their everyday living to maintain a lifestyle for their loved ones. Now all these people need homes to stay an increase in demand for housing societies is observed and with the number of housing schemes increasing there’s a demand for everyday things thus an increase in commercial projects. This is good for the economy as small-scale businesses get more consumers and it is a win-win situation for both businesses and consumers.

“THE MORE PEOPLE YOU HAVE, THE MORE WORK IS DONE, AND THE MORE                                          WORK IS DONE, THE MORE VALUE”

The relationship between population growth and economic growth is irrational and independent of each other. If population growth and per capita GDP growth were completely independent, higher population growth rates would lead to higher economic growth rates. It would still be true. Only the growth per capita GDA would give rise to improvements in economic well-being. On the other hand, if population growth affects per capita output growth, higher population growth rates would contribute to either higher or lower overall economic growth depending on the nature of its effect on growth per capita GDP

Economic growth is important for raising living standards around the world and the role of population growth in the evolution of living standards is a significant policy issue. In addition to the potential effects of population growth on economic inequality, population and economic growth have significant impacts on such controversial topics as international migration and global resource use. The relationships between population and economic growth analyzed are to assess the implications of their likely evolution for growing inequality around the world and population and migration policies. There is extensive literature on these relationships but little consensus on the actual effects of population on economic growth.

The quantity, quality, structure, distribution, and movement of a population can help or hinder the rate of economic development. A developed country with a low population density and a low percentage of employable people needs an increase in population in order to keep up with economic development. Developing economies like Pakistan suffer from various issues such as energy & water shortages, political instability, lack of policy implication, continuous increase in inflation, security concerns, the burden of foreign debt, and misbalance between import and export payments, etc.

In Pakistan majority of people rely upon agriculture and with the population increasing every day more and more people are finding agriculture a way to make their living, with the increasing numbers every day. Since the 1990’s Pakistan has faced an increase in the ratio of the working-age population known as the demographic dividend. The demographic dividend may lead to higher savings and investments, which spurs economic growth. This postulation is the first of its kind to analyze the impact of demographic variables on economic growth through physical capital for Pakistan from 1960 to 2014. 

In this regard, the demographic change is captured by taking four alternate measures, namely population growth, young age dependency ratio, old-age dependency ratio, and working age population ratio. In order to examine the channel effect, first, the direct impact of demographic changes on physical capital is estimated. Later, the impact of demographically induced capital stock on economic growth is estimated. By using the FMOLS technique, this concludes that the total negative impact is highest in the case of old age dependency, which means that higher old-age dependency is the most threatening demographic change for economic growth. The least harmful demographic change is young age dependency. Moreover, the empirical findings highlight the importance of capital stock as the mediating channel in the demographic change and economic growth relationship. The least harmful demographic change is young age dependency. Moreover, the empirical findings highlight the importance of capital stock as the mediating channel in the demographic change and economic growth relationship. The study recommends effective long-term policies to increase youth employment and enhance savings for maximizing the benefits of demographic dividend.

“In a more or less vague form, it has occupied the attention of thoughtful men in all ages of the world.”

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Tower12-Blog

TOWER 12

Tower 12 is a modern-day state-of-the-art multi-billion commercial project situated on the F9-G9 Jinnah Avenue, New Blue Area commercial strip. This commercial block consists of retail shops and luxurious offices with a floor specific to a food court. Tower 12 is providing all the modern-day facilities under one rooftop. Tower 12 is a NOC-approved project by the Pioneer group & Nouman Builders.

Tower 12 is aiming to provide the twin cities with a commercial project like none before and they are strongly determined to reach for the sky. They are providing state-of-the-art luxurious commercial retail shops and brands are being attracted to this project.

Location

Tower 12 is located on the F9-G9 New Blue Area strip right in front of Jinnah Venue. Tower 12 is one of the prime locations in the heart of Islamabad right at the start of Jinnah Avenue. It is also referred to as the business hub as it is in one of the most commercially known areas of the twin cities.

Owners and developers

Tower 12 is a project of Nouman builders and a pioneer group. Both are very reputable and well-known companies known for their many projects. They are well known for delivering their projects in said time and many times before the said time.

Projects

  • G7 square
  • Center 9
  • Allegiance

NOC

Tower 12 is a CDA-approved modern-day commercial project. They have been awarded their NOC and are rapidly developing the floors to deliver this one-of-a-kind commercial project.

Why tower 12

Tower 12 is being constructed at Jinnah Avenue in the New Blue area of Islamabad. As everyone can be eye witness, the construction work at the new blue area is rapid and will be delivered coming year or two, there will be proper commercial activities carrying on because of open space for parking, vacant and airy environment.

The main reason why invest in Tower12 is because it is just at its initial stage, prices are low, and in reach of investors and foreign residents. 

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NEW METRO CITY

NEW METRO CITY

The new metro city is a state-of-the-art housing society by BSM developers situated on the grand trunk road, Gujar Khan. It is allegedly TMA approved housing society. BSM developers are carving their way to the top in the real estate industry by delivering modern-day housing societies to their very best. Their vision is to achieve the highest possible standard in the real estate industry and transform into one of the foremost developers of immaculately designed, sustainable residential and commercial luxury projects. New Metro city is a sophisticated and revolutionary housing project with modern-day facilities and amenities. 

New Metro city is aiming to offer the best smart city in the twin cities with a luxurious lifestyle and modern-day amenities. The prime location of this housing society is what makes it a chance of a lifetime for investors and any other individual who wishes to make a home. This housing project will bridge the gap between luxury and affordability.

OWNERS AND DEVELOPERS

New Metro City is a project by BSM Developers PVT LTD who are well known for their modern-day state-of-the-art projects and opulent housing societies. The Company is a trademark vision of the grandson of Malik Riaz, Owner of Bahria town. Now with the same spirit as his forefathers, they present the New Metro city.

New Metro city NOC                        

New Metro city is allegedly TMA approved housing society and seeing their background, they are just merely stepping away from it. Soon they’ll be awarded with their NOC and there’ll be no stopping for this housing project from thriving and setting new records in the real estate industry.

Location

It is located adjacent to the main G.T Road near Gujar Khan in Rawalpindi District. The project was meticulously placed in such a prime location to make it easily accessible and easily profitable as it is only a 25 min drive from Islamabad.

  • 35min drive from Islamabad
  • 5 min drive from Gujar khan
  • 25 min drive from Rawalpindi

Master Plan

The master plan of this modern-day housing society is established on 4000 acres of beautiful land with scenic views. This was designed and developed by a handful of highly experienced professionals including town planners, engineers, developers, management, and all concerned entities.

Residential plots
  • 3 Marla
  • 5 Marla
  • 7 Marla
  • 10 Marla 
  • 1 Kanal
Commercial plots
  • 3 Marla
  • 4 Marla
  • 8 Marla

 

Payment Plan

Why New Metro City

The New Metro city Gujar Khan provides modern-day facilities and amenities at a budget-friendly rate. Providing a Luxurious lifestyle is their top first priority and they’ve never come to compromise on this moto in their history of providing lavish housing schemes. They are providing easy monthly installments that too on a prime location with proven high investment returns. They have taken care of both residential and commercial needs as they are rapidly developing areas for the commercial zone. Investors have been keeping an eye out for opportunities like these for years and this now is your chance to hit the golden jackpot.

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